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Desperately need to upgrade electrical and sewer systems in a small family campground. Hard-working couple, mortgage paid off but circumstances don't allow for regular financing. Private campground in upstate New York, owners live on property year round.
My husband and I operate a small family campground in the Adirondack area of New York. The mortgage is paid off. After the death of our sons we were getting back on track financially when I lost my job and had to have a hysterectomy. My current job was at a pay cut and I now have to pay $100 a week for health insurance. Our youngest daughter is in her last year of college. Finances forced us to file a chapter 13 (100%) plan which we are currently paying. Our campground is the only private one in a large area, the rest are state owned and don't provide electric or sewer hookups. The wiring is in need of upgrading and we have a few sewer sites. the majority of our business is seasonal campers and we need to install more septic systems. We are in need of a grant to do these things so we can stay in business, especially the electrical. Due to the bankruptcy still in process we can't take out any loans so we are cut in between the rock and the hard place. The business barely breaks even now with the taxes and all so by improving we can make a go of it. We have been here 19 years. Raising a family and dealing with life's ups and downs have made it rough but we have stuck with it. Our dream was to build a log home. The foundation is about done, the logs were cut and peeled by hand, and then illness prevented our proceeding with it in a timely manner so the logs were too rotten to use so we cut them up for firewood and are starting again. Luckily we have 38 acres of mostly woods. We are hard working and devote all of our time to making this dream happen. Any help would be appreciated. We have two horses we rescued from euthanasia and six grandchildren so we stay busy. I work in a group home for the mentally ill and my husband now works for a landscaper which is seasonal work.